Rhode Island

Navigating Paid Leave in Rhode Island

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Start here if you're giving birth!

If you’re giving birth, you’ll need to file for:

  • Short-Term Disability insurance (STD) -  if you have an employer policy
  • Temporary Disability Insurance (TDI)
  • Temporary Caregiver Insurance (TCI)

Temporary Disability Insurance (TDI) 

Who should apply?

APPLY HERE

Tips for Applying
Apply for TDI as soon as possible once you have left work. Claims must be submitted within 90 days from the start of leave.  Check the status of your application here

When filing your claim, you will need to provide your social security number, contact information for your healthcare provider(s), employment history, and banking information. 

Provide confirmation of your weekly benefit rate to your employer or leave and claims administrator. If your company works with Parento, also provide a copy to your Parento Leave Administrator.

Your company may choose not to pay you paid parental leave while you’re waiting for the approval from the state for PFL. While you may be eligible for parental leave pay, you may see a delay in your pay.  If you have concerns, reach out to your company.   

When am I eligible for TDI?  If you are unable to work due to pregnancy and/or pregnancy related conditions, you may be eligible for TDI.  If you are the non-birthing parent, you are not eligible for TDI.  

How much of my pay does TDI cover? 
4.62% of wages paid to you in the highest quarter of your Base Period.  The maximum weekly benefit rate is $1,007 (as of 7/1/22).  

When will benefits begin? 
If approved, benefits are payable on the first day of leave.  However, your healthcare provider must certify you are unable to work for at least 7 consecutive days. 

What to Expect
After you have left work, you may file for Temporary Disability Insurance (TDI). You may file online or by mail.  To request an application, call (401) 462-8420.   You must wait until your first day of leave to apply; applications submitted prior to the first day of leave will not be accepted.  To be eligible for TDI, you must be unable to work for at least 7 consecutive days (i.e., 1 week).  Claims must be filed within 90 days from the start of leave. 

TDI benefits are generally payable while you are recovering from childbirth (e.g., 6 weeks or 8 weeks postpartum).  If medically necessary, and you are a birthing parent, you may be eligible for TDI benefits prior to the birth. To determine eligibility for TDI benefits, you must return medical certification completed by your healthcare provider.  

Once you are recovered from pregnancy disability and your healthcare provider has released you to work, you can file for TCI benefits.  Note, even if you received TDI benefits, a separate claim must be submitted for TCI.    For more information, visit Temporary Disability (TDI) FAQ.  

If your employer has a private STD policy, you must also file a claim for these benefits. For instructions on filing for STD benefits, contact your employer.

Your company will pay the difference between what you receive from STD, TDI, TCI, and the limits of the paid parental leave policy.  It is important that you file for these benefits as soon as possible to avoid delays in pay. 

Example: Birthing parent who is eligible for STD, TDI, TCI, and 14 weeks of paid parental leave (below).

Temporary Caregiver Insurance (TCI) 

Who should apply?

APPLY HERE

Tips for Applying
Apply for TCI once you have left work.  Claims must be submitted within 30 days from the start of leave.   Check the status of your application here

When filing your claim, you will need to provide your social security number, contact information for your healthcare provider(s), employment history, and bank information.  

You will also need to provide proof of relationship between you and your child.

Provide confirmation of your weekly benefit rate to your employer or leave and claims administrator. If your company works with Parento, also provide a copy to your Parento Leave Administrator.

Your company may choose not to pay you paid parental leave while you’re waiting for the approval from the state for PFL. While you may be eligible for parental leave pay, you may see a delay in your pay.  If you have concerns, reach out to your company.   

How much time is available?  For non-birthing parents, up to 5 weeks within the 12 month period following birth or placement.  If you are the birthing parent and unable to work due to pregnancy, you must file for TDI before TCI.  

How much of my pay does TCI cover?
4.62% of wages paid to you in the highest quarter of your Base Period.  The maximum weekly benefit rate is $1,007 (as of 7/1/22).  

When am I eligible for TCI? 
You may file for Paid Family Leave following a parental leave qualifying event (e.g., birth or placement of a child). To qualify, you must be away from work for at least 7 consecutive days.

What to Expect
After you have left work,  you will need to file a claim for Temporary Caregiver Insurance (TCI).   You may file online or by mail.  To request an application, call (401) 462-8420.  You must wait until your first day of leave to apply; applications submitted prior to the first day of leave will not be accepted.   Claims must be filed within 30 days from the start of leave. 

If you are receiving TDI and wish to request benefits to bond with your new child, you will need to submit a separate claim for TCI.  Additionally, you must be medically released by a healthcare provider before you can file for TCI.  For more information, visit Temporary Disability (TDI) FAQ

Your company will cover the difference between what TCI pays to the limits of the paid parental leave policy.  It is important that you file for these benefits as soon as possible to avoid delays in pay. 

Example: Non-birthing parent who is eligible for TCI and 14 weeks of paid parental leave (below).

Start here if you are the dad, spouse, adoptive or foster parent!

If you are not the birthing parent, you have to apply for:

  • Temporary Caregiver Insurance (TCI)

Temporary Caregiver Insurance (TCI) 

Who should apply?

APPLY HERE

Tips for Applying
Apply for TCI once you have left work.  Claims must be submitted within 30 days from the start of leave.   Check the status of your application here

When filing your claim, you will need to provide your social security number, contact information for your healthcare provider(s), employment history, and bank information.  

You will also need to provide proof of relationship between you and your child.

Provide confirmation of your weekly benefit rate to your employer or leave and claims administrator. If your company works with Parento, also provide a copy to your Parento Leave Administrator.

Your company may choose not to pay you paid parental leave while you’re waiting for the approval from the state for PFL. While you may be eligible for parental leave pay, you may see a delay in your pay.  If you have concerns, reach out to your company.   

How much time is available?  For non-birthing parents, up to 5 weeks within the 12 month period following birth or placement.  If you are the birthing parent and unable to work due to pregnancy, you must file for TDI before TCI.  

How much of my pay does TCI cover?
4.62% of wages paid to you in the highest quarter of your Base Period.  The maximum weekly benefit rate is $1,007 (as of 7/1/22).  

When am I eligible for TCI? 
You may file for Paid Family Leave following a parental leave qualifying event (e.g., birth or placement of a child). To qualify, you must be away from work for at least 7 consecutive days.

What to Expect
After you have left work,  you will need to file a claim for Temporary Caregiver Insurance (TCI).   You may file online or by mail.  To request an application, call (401) 462-8420.  You must wait until your first day of leave to apply; applications submitted prior to the first day of leave will not be accepted.   Claims must be filed within 30 days from the start of leave. 

If you are receiving TDI and wish to request benefits to bond with your new child, you will need to submit a separate claim for TCI.  Additionally, you must be medically released by a healthcare provider before you can file for TCI.  For more information, visit Temporary Disability (TDI) FAQ

Your company will cover the difference between what TCI pays to the limits of the paid parental leave policy.  It is important that you file for these benefits as soon as possible to avoid delays in pay. 

Example: Non-birthing parent who is eligible for TCI and 14 weeks of paid parental leave (below).